Title Insurance
WHAT IS TITLE?
Title is your right to ownership and possession of your home or property. Title insurance helps protect you from problems that could affect your legal right to own your property. The title company helps uncover and fix problems and defects that could cause you to lose rights to your property.
WHAT HAPPENS IF THERE IS A PROBLEM?
The behind-the-scenes work of the title company promotes the efficient and secure transfer of real estate. Title insurance doesn’t guarantee that you won’t have a problem, but it does give you assurance that the title company will be there to help fix the problem or to compensate you financially on covered claims. Unlike other types of insurance, the title insurance premium is paid only once and lasts as long as you own the property.
A recent nationwide survey found that 38% of real estate transactions have defects in the title that are usually unknown.* If not remedied before you buy the property, these problems could hurt your right to own or enjoy the use of the property. Title companies pay millions of dollars each year in claims, losses and legal costs protecting the policy holders.
WHY IS TITLE INSURANCE SO IMPORTANT TO YOU AND YOUR FAMILY?
A title policy is your assurance that the home you’re buying is protected from covered title problems. It’s simply something you should have, so you can focus on all the other important issues that go with buying a home.
This brochure is brought to you by the Texas Land Title Association, a trade association for the Texas title insurance industry. TLTA was founded in 1908 and represents more than 11,000 professionals, including title insurance underwriters, agents and their employees, and others who work with and for the industry. Put your trust in one of TLTA’s member companies. Go to www.tlta.com/directory to find a current list of members.
Title is your right to ownership and possession of your home or property. Title insurance helps protect you from problems that could affect your legal right to own your property. The title company helps uncover and fix problems and defects that could cause you to lose rights to your property.
WHAT HAPPENS IF THERE IS A PROBLEM?
The behind-the-scenes work of the title company promotes the efficient and secure transfer of real estate. Title insurance doesn’t guarantee that you won’t have a problem, but it does give you assurance that the title company will be there to help fix the problem or to compensate you financially on covered claims. Unlike other types of insurance, the title insurance premium is paid only once and lasts as long as you own the property.
A recent nationwide survey found that 38% of real estate transactions have defects in the title that are usually unknown.* If not remedied before you buy the property, these problems could hurt your right to own or enjoy the use of the property. Title companies pay millions of dollars each year in claims, losses and legal costs protecting the policy holders.
WHY IS TITLE INSURANCE SO IMPORTANT TO YOU AND YOUR FAMILY?
A title policy is your assurance that the home you’re buying is protected from covered title problems. It’s simply something you should have, so you can focus on all the other important issues that go with buying a home.
This brochure is brought to you by the Texas Land Title Association, a trade association for the Texas title insurance industry. TLTA was founded in 1908 and represents more than 11,000 professionals, including title insurance underwriters, agents and their employees, and others who work with and for the industry. Put your trust in one of TLTA’s member companies. Go to www.tlta.com/directory to find a current list of members.
Closing & Escrow Services
Featuring the Only sovereignty plant in Erath county that is suitable for Oil & Gas Research
Sovereignty Plants are able to research and document land deeds back to the original patent of the land, or the original Land grant from the ruling governmental authority. An official land patent is the highest evidence of right, title, and interest to a defined area. It is usually granted by a central, federal, or state government to an individual or to a private company. The patent stands as supreme title to the land because it attests that all evidence of title existent before its issue date was reviewed by the sovereign authority under which it was sealed and was so sealed as irrefutable; thus, at law the land patent itself so becomes the title to the land defined within its four corners.
Sovereignty Plants are able to research and document land deeds back to the original patent of the land, or the original Land grant from the ruling governmental authority. An official land patent is the highest evidence of right, title, and interest to a defined area. It is usually granted by a central, federal, or state government to an individual or to a private company. The patent stands as supreme title to the land because it attests that all evidence of title existent before its issue date was reviewed by the sovereign authority under which it was sealed and was so sealed as irrefutable; thus, at law the land patent itself so becomes the title to the land defined within its four corners.